Deposit Rate Special

Take advantage of HMECU's great new special rate for your registered and non-registered deposits!


  • 2.85% for 16 months*
  • 3.10% for 26 months*
  • 3.30% for 39 months*


  • Eligible for non-registered deposits (GIC) and registered deposits (RRSP, RRIF, TFSA, LIRA, LIF, etc.)
  • No fees
  • Guaranteed principle and interest
  • Deposits are insured by DICO up to $250,000 for non-registered deposits and unlimited for registered deposits
  • Interest compounded and paid annually
  • Free financial planning is available!

To take advantage of these excellent rates or for more information, please contact your branch.

*New money only. “New” money is represented by funds that have been deposited into your HMECU account in the past 30 days from an external source. Minimum investment of $5,000 required.

Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.