Loan payment protection is designed for personal, fixed-term loans; the premium is paid once, at the time the loan is approved and is based on the loan amount. 

Whether you suffer a total disability, are diagnosed with a critical illness, or pass away, HMECU will make sure your loan is secured. 

Designed for a revolving line of credit, this coverage will protect you in case of total disability, diagnosis of a critical illness or death. Your premium is paid monthly and is based on the average daily balance of the prior month. 

Affordable insurance can provide you with peace of mind and security, should an unexpected event occur.