Get a flexible mortgage term with the ability to repay your mortgage, in part or in full, at any time without penalty. Your interest rate will typically be higher with an open mortgage.
MORTGAGES
Buying a home is the biggest financial decision you will ever make. With expert financial advice and the right type of mortgage, Healthcare and Municipal Employees’ Credit Union will turn your homeownership dream into a reality.
Get Pre-Approved
Find out how much you can afford to spend when buying a house, as well as receive a 100-day Best Rate Guarantee.
Your Choice of Payment Schedule
Weekly, bi-weekly, semi-monthly, monthly, or accelerated payments – whatever works best for you!
Knowledgeable, Friendly Staff
We will discuss all costs associated with purchasing a home. Some costs you may not have thought about including closing costs and lawyer’s fees.
Renewing or switching
Refinance or transfer your mortgage to HMECU with ease. Our experts will take care of all the details for you.
Buying your first home
Get guidance from start to finish on your first home purchase. We will help you every step of the way.
Buying another home
Learn all about what to expect when buying a vacation home or a rental property.
Find the right type of Mortgage for you
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Mortgage Calculator
Choose a mortgage rate and we will help you figure out a payment option that works for you
Get in touch
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